Loans
Unlock your financial goals with our diverse range of flexible loan products
About Us
Get to know more about Lipa Bank Inc, the country’s first private development bank and currently uplifting the economic situation of small and medium entrepreneurs.
Learn MoreAdvisories
Stay updated with the latest announcements and important information from Lipa Bank Inc. LBI is committed to keeping you informed and providing you with the best possible service.
Learn MoreCareers
Grow your career with Lipa Bank Inc. LBI offers exciting opportunities for talented individuals to contribute to our mission of providing exceptional financial services.
Learn MoreLoan Products
Facing a financial hurdle? Our diverse range of loan products can provide the necessary capital to seize opportunities, overcome challenges, and achieve your financial aspirations

Agricultural Loan
"Grow Your Future, Harvest Your Success"
Need financial support to cultivate your dreams? Our agricultural loans are designed to empower farmers and agricultural entrepreneurs like you. Access flexible financing solutions tailored to your specific needs, from purchasing seeds and fertilizers, investing in healthy livestock like pigs and chickens to expanding your farm operations.
Start your journey to agricultural prosperity today!
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Business Loan
"Fuel Your Business, Fire Up Your Future"
Need a financial boost to take your business to the next level? Our business loans offer flexible financing solutions to help you achieve your goals. Whether you’re expanding operations, upgrading equipment, or launching a new project, we’ve got you covered.
Unlock your business’s potential today!
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Other Personal Purposes - Secured
"Your Financial Partner, Your Peace of Mind"
Life’s unexpected expenses can happen anytime. Our personal loans offer flexible financing solutions to help you cover a wide range of needs, from medical emergencies to other personal needs. Have peace of mind knowing you have access to funds when you need them most.
Take control of your finances today!
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Real Estate Loan
"Unlock Your Next Investment Opportunity"
Need extra funds to purchase that dream residential lot, invest in commercial property, or acquire valuable agricultural land? Our loan helps you secure the property you desire.
Expand your property portfolio!
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Housing Loan
"Your Dream Home, Your Reality"
Turn your dream of homeownership into a reality. Our housing loans offer flexible financing solutions to help you purchase, build, or renovate your dream home. Homeownership is more than just a financial investment; it's a gateway to stability, security, and a better future for you and your family.
Own your future, one step at a time!
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Other Personal Purposes - Unsecured
"Get the Funds You Need, When You Need Them"
Life is full of unexpected events, from unforeseen medical emergencies and costly home repairs to exciting but unplanned opportunities. These situations can quickly disrupt your financial stability and cause significant stress. A personal loan provides the flexibility to address these unexpected needs promptly and confidently.
Fund your unexpected expenses!
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DepEd / Teacher Loan
"Empowering Educators, Brightening Futures"
As a dedicated educator, you shape young minds and inspire generations. Now, let us empower you. Our teacher loans are designed to support your financial goals, whether it's for personal needs, professional development, or home improvement.
Invest in yourself, invest in the future!
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Commercial Market Loan
"Your Small Business, Big Dreams"
We understand the unique challenges and opportunities faced by small business owners. Our commercial market loans can help you improve your cash flow by providing the funds to purchase more inventory, allowing you to meet increased demand and maximize your sales.
Power your potential!
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Pension Loan
"Your Pension, Your Power"
Enjoy your retirement years to the fullest. Our pension loans offer flexible financing solutions that allow you to access your pension funds as needed. Whether it’s for medical expenses, home renovations, or travel, we’re here to help you maintain your financial independence.
Enjoy your golden years, securely!
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Tricycle Loan
"Secure a Loan Using Your Tricycle as Collateral"
Secure a loan using your tricycle as collateral and unlock a wide range of possibilities. Whether you need to cover unexpected expenses, invest in your future, or simply improve your quality of life, our collateralized loans offer the flexibility and support you need.
Financing for tricycle owners!
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OFW Loan
"Bridging the Distance. OFW Loans for a Brighter Tomorrow"
As an OFW, you work hard to provide for your loved ones back home. Our loans are designed to support your various needs, whether you need funds for a much-needed vacation, to invest in your family's future, or to support your business ventures, we are here to help you achieve your financial goals.
Connecting dreams even overseas!
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LGU Loan
"Empowering Public Servants, Strengthening Communities"
As a dedicated public servant, you play a vital role in shaping your community's future. Our LGU official loans are designed to support your financial needs and empower you to make a greater impact. Access flexible financing solutions tailored to your specific requirements, from personal needs to professional development.
Invest in yourself, invest in your community!
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Salary Loan - Government
"Serving Those Who Serve"
Government employees can easily get loans for various needs. Whether it's for daily living, home improvements, medical expenses, education, travel, business, or buying a home, we offer flexible options with competitive rates and repayment terms. Apply today for convenient and reliable financial support.
Financial solutions for government employees!
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Salary Loan - Private
"Your Success, Our Priority"
Need funds for life's unexpected twists and turns? As a private employee, easily access flexible loans for daily needs, home improvements, medical expenses, education, travel, and business ventures. Apply today and achieve your goals!
Ease your financial journey with us!
Learn MoreFrequently Asked Questions
What are Lipa Bank Incorporated's banking hours?
LBI is open from Monday to Friday, 9:00 am to 4:00 pm. (Please follow our Facebook page for advisories)
What is the minimum initial deposit to open a deposit account?
For as low as ₱1,000.00, you can open a deposit account with Lipa Bank Inc.
What types of loans does the bank offer?
Lipa Bank Inc offers diverse range of loan products to provide you the necessary capital to seize opportunities, overcome challenges, and achieve your financial aspirations. Click here to view offered loan products.